..

Travel

End of year travel can deliver big benefits if booked on certain credit cards

  • Written by Tess Sanders Lazarus


With more than 56% percent of the Australian population now owning a passport, it is no surprise the Australia Government recorded over nine million trips overseas at 2017 financial year end.   A whopping 61 million passengers were carried on flights around the country in twelve months, totalling $71 billion in revenue as at June 30, 2018.   These figures are increasing each year as Australians continue their love affair with travel.  

 

According to Roland Bleyer, founder and CEO of Creditcard.com.au – a site which provides the most comprehensive comparative information for credit cards in Australia, “most travellers use their credit card to purchase travel.”

 

“In fact, many people will seek to use points and other benefits accumulated to purchase their travel,” Roland added.

 

“That’s why credit cards connected to airlines are growing in popularity.   Cards such as the Virgin Australia Velocity Flyer Credit Card offers zero interest for the first 14 months and enable users to earn velocity points on purchases and also receive a $129 Virgin gift voucher each year.

 

“Qantas and Jetstar offer a range of options as well.  Many provide bonuses including bonus points to encourage you to select their card over others in the market. 

 

“Because so many people purchase travel and other related expenses for end of year getaways, it is important to make sure you are getting the best return for your spend - points or bonus points, and where possible use points you have accumulated to reduce your cost.”

 

Roland has some good advice for people when it comes to credit cards.   Choosing the best card for bonus points comes down to where you shop the most, and which cards offer the most bonus points, as well as introductory bonus points, which can be anywhere from 5,000 points to 20,000 points just for signing up with the card.

 

“While it is important to get as many benefits as possible from your spend, there are also some things to be wary of,” Roland said.

 

“There are five things to look at:

 

-        Use the card to buy everything you can on it to maximise the benefits generated through the card

-        Pay off the balance in full each month to avoid paying any interest

-        Make repayments on time and even set up automatic payments to ensure you never get charged interest

-        Use the card to spend in rewards partner stores where possible to multiply points bonuses

-        Use bonus points before they expire or build up if there is a limit

 

“Bonus points are a great thing to have, but you need to be smart about how to generate the most points  and work hard to maximise all the benefits you can from the card.

 

“The key thing to remember is that some credit cards allow bonus points to expire, or have a limit on how many you can build up, and other cards don’t.    

 

“So when choosing a credit card, think hard about how you will want to use your points.   All in all though, they are a great credit card feature as long as you manage them well.

 

“If you are thinking about travel at the end of the year, or looking to do more travel in the future, look at whether your existing credit card is structured to maximise benefits for you or not.   If it is not, then you need to look at other credit card products.   By changing to a better suited card, you could significantly increase the benefits you generate from your travel spend.

 

“My advice is hurry, and get yourself sorted – ideally before you book, or if you have already booked, before you travel.”

 

Creditcard.com.au is the market leader in online credit card comparison.   It is user friendly and includes a simple to use search engine which enables users to search credit cards by a number of different of fields and requirements.    It is considered by many to be the best place for free and objective information about all the credit cards available in Australia. 

 

www.creditcard.com.au

More Articles ...

  1. Top Hiking Spots in South Island NZ
  2. Lonely Planet’s Amazing Train Journeys
  3. AYANA Resort and Spa, BALI
  4. Visit Pet Friendly Lake Macquarie
  5. Visiting Turkey as an Australian
  6. Useful tips for travellers who have disabilities
  7. The top 5 expensive places to travel
  8. Point Cook café scene
  9. LUXURY ESCAPES LAUNCHES 2018 SENIOR INTERN COMPETITION
  10. Holiday Hacks: How to beat the travel companies at their own game
  11. Experience European Glamour with Ecruising
  12. Factors to Consider When Buying a Campervan
  13. Highett Cafe scene
  14. The Best Fishing Destinations in Australia
  15. AYANA Komodo Resort, Waecicu Beach
  16. Discovering South Australia
  17. Lake Macquarie for an adventure to match every budget
  18. Fun and exciting things to do in Sydney
  19. Adina Apartment Hotel Brisbane
  20. Winter In Rotorua: Things To Do
  21. Discover Hong Kong Your Way With Ecruising
  22. Discover Safari Luxury in the Barossa
  23. The Whitsundays Offers Winter Escapes Packed With Plenty of Value!
  24. The Fullerton Hotel Singapore transforms into a car lover's dream
  25. Alpine Pacific Highway: Top Stops
  26. The Vegetarian Voyeur: AYANA offers fresh food travel adventures in Bali
  27. 5 Camping Essentials
  28. Lonely Planet publishes its Global Coffee Tour
  29. Safe Driving Tips for Your Road Trip
  30. Discovering Echuca Victoria
  31. Instagrammers name Bora Bora in top 3 beach destinations
  32. Wild in Bahrain: Why Al Sakhir Desert is a destination you do not want to miss
  33. Tips for Planning a Business Trip
  34. Tips For First Time Travellers
  35. Plan Your Perfect Australian Family Trip
  36. Five Ways to Save Money on Travel
  37. Sydney Harbour Dinner Cruise On A Glass Cruising Restaurant
  38. Transparency in Travel: why trav-sparency is key in today’s travel landscape
  39. Queensland a world leader in fitness tourism and the holidays to match
  40. Why You Should Go Travelling At least Once in Your Life
  41. Some good news from Melbourne Airport Parking - A Price Drop!
  42. A Magical Patagonia Photo Tour
  43. Long Overseas Flights and How to Survive Them
  44. 5 reasons to travel to Bali
  45. Step Outside Australia: 3 Perfect Holidays for the Aussie
  46. The Ultimate Guide to Planning a Vacation
  47. 5 Things Not To Miss In Hobart
  48. Why you should visit the Hunter Valley
  49. Upcoming Tennis Tournaments for Travellers
  50. Somewhere over the Rainbow: The Magic of Rainbow Beach

Politics

George Neophytou - Don’t be taken for granted

George Neophytou George Neophytou, independent candidate for Gippsland East is concerned our electorate is being taken for granted. For too long Gippsland East has been the electorate that Labor...

Prime Minister's media conference at Glenelg

DOORSTOP WITH PREMIER OF SOUTH AUSTRALIA HON STEVEN MARSHALL MP, MINISTER FOR DEFENCE, THE HON CHRISTOPHER PYNE MP AND NICOLLE FLINT MP, MEMBER FOR BOOTHBY GLENELG, SA SUNDAY 14 OCTOBER 2018 SUBJEC...

Canavan calls out Shorten’s resources schtick

Resources Minister Matt Canavan has called on Labor to state one clear position – just one, not two or three - on the future of Australia’s thermal coal industry.   Following a string of confused ...

Business News

Changes retailers must make to attract more online shoppers

Research reveals the changes retailers need to make to attract more online shoppers   3 in 4 (74%) shoppers need free returns to incentivise them to do all their shopping online 65% want to be ...

CREATING AUTOMOTIVE ENGINEERS OF THE FUTURE

A $5 million program to encourage high quality graduate engineers to work in Australia’s automotive sector has opened today.Minister for Industry, Science and Technology Karen Andrews launched the Aut...

Pan Pacific Hotels Group launches new Smart Meetings offer

With the newly-launched Smart Meetings offer by Pan Pacific Hotels Group (PPHG), meeting organisers get rewarded simply for booking smart. Smart Organisers will enjoy immediate savings of 5% with e...

Travel

The Best Moment of Your Life from Lonely Planet

Discover 100 Life-Changing Travel Experiences with The Best Moment of Your Life from Lonely Planet What’s the best moment of your life? It’s a simple question to ask, but a more challenging one t...

Travel expert Anthony Goldman outlines what's trending for elite travellers

LOVERS OF LUXE DRIVING TRAVEL TRENDS   Travel expert Anthony Goldman outlines what’s trending for elite travellers in 2019 and beyond…   Media Release – 15 October 2018 - Travellers are splurgin...

End of year travel can deliver big benefits if booked on certain credit cards

With more than 56% percent of the Australian population now owning a passport, it is no surprise the Australia Government recorded over nine million trips overseas at 2017 financial year end.   A wh...