Read The Times Australia

Daily Bulletin

Who is to teach ethics to the university?

  • Written by: The Conversation
imageDo universities model the ethics they teach?John Walker, CC BY

The narratives that help illustrate the lack of professional ethics at American universities occur with greater and greater frequency, though most often we fail to note them as such.

If we put our minds to it, we can remember quite a number of unethical stories at American universities...

Read more …

The ACA is here to stay, but that doesn't mean the fight for health care reform is over

  • Written by: The Conversation

image

Supporters of the Affordable Care Act celebrate after the Supreme Court upheld the law in a 6-3 vote at the Supreme Court in Washington June 25 2015.

One of the biggest cases the Supreme Court decided this term upheld a key provision of the Affordable Care Act (ACA). The King v Burwell ruling averted the possibility that Obamacare would be torpedoed by restrictions on insurance subsidies in states that had not established their own health insurance exchange.

When the opinion was released, ACA supporters outside the court chanted with jubilation that “The ACA is here to stay.”

They are probably right, but there is still a lot of work to be done to maintain recent gains and make further progress. The fight for health care reform is not over with the ruling in King v Burwell – nor should it be.

We have avoided a crisis, but issues about meaningful insurance coverage, access to health care and costs were problems before the ruling and are still problems today.

The fight over the ACA is not over

King v Burwell isn’t the first existential threat that the ACA has survived. Since the ACA was enacted in 2010, I have conducted nearly 200 interviews with policymakers about the politics of health reform. This has given me a view of the ACA’s implementation from the trenches.

In late 2012, after President Obama had just won reelection and the Supreme Court had upheld the individual mandate, a critical part of the ACA requiring individuals to have insurance, I wrote that “We can finally say with some certainty that the ACA is here to stay.”

But this time I am more cautious about predicting an end to the fighting over the ACA.

The Republican-controlled Congress will never successfully repeal the ACA as long as President Obama wields the veto pen. But what if a Republican occupies the White House in 2017?

Right now, it seems implausible that enough lawmakers would be willing to remove insurance from millions of Americans and reinstate health insurance policies that made it very difficult for people with preexisting conditions to obtain coverage.

But Republicans will continue to push for a full repeal over the next two years, including many of the two dozen candidates for the party’s presidential nomination. Most had press releases or tweets calling for repeal almost immediately after the Supreme Court decision was announced.

One contender, Senator Ted Cruz of Texas, responded that:

Every GOP candidate for the Republican nomination should know that this decision makes the 2016 election a referendum on the full repeal of Obamacare.

Keep working on Medicaid expansion

Right now, policymakers, scholars and advocates should continue focusing on expanding Medicaid. The program provides health care to people with low incomes.

Before the ACA was implemented, eligibility for this program had been historically limited to certain categories of people. How poor you had to be to qualify depended on whether you were a child, a pregnant woman or a parent. Childless adults generally could not qualify.

The ACA tried to change this by expanding Medicaid eligibility to everyone whose income is less than 138% of the federal poverty level. States technically were given the choice of whether or not to participate, but would lose all their Medicaid money if they refused. But in 2012, the Supreme Court decided that this was unconstitutionally coercive. That meant states could maintain their existing Medicaid program even if they refused to participate in the expansion.

To date, about 20 states still have not cooperated with this part of the law, preventing millions from receiving coverage and causing hospitals to swallow large costs from uncompensated care. This includes most of the South and states with large uninsured populations such as Florida and Texas.

An estimated 4.3 million more people would be insured if the remaining states expanded Medicaid.

With King v Burwell in the rear-view mirror, it looks like some states are considering expanding Medicaid. Utah is negotiating with the Obama administration about expansion. Alaska Governor Bill Walker is set to announce plans to expand Medicaid on July 15. Other states are developing plans for expansion.

Refusing to expand Medicaid is a missed opportunity for states and their hospitals. The federal government is initially paying 100% of the expansion costs (which will drop to 90% in 2020). This is substantially more than the average 57% it pays for the pre-ACA version of the program.

More people having coverage results in hospitals giving care to fewer people who will never be able to pay. In the places Medicaid has been expanded, uncompensated care costs in 2014 are estimated to be US$7.4 billion (21%) lower than they otherwise would have been.

image

An audience member takes the Pledge of Allegiance before the arrival of President Barack Obama at a town hall meeting on health insurance reform at Portsmouth High School in Portsmouth, New Hampshire, August 11 2009.

The ongoing fight for health reform

On July 1, less than a week after the recent Supreme Court decision, President Obama was in Tennessee to talk about what is next for health care reform in the United States. The president said:

I’m hoping that what we can do is now focus on how we can make it even better. Because it’s not as if we’ve solved all the problems in our health care system.

When the ACA passed in 2010, many progressives were severely disappointed. They felt that it did not do enough. The law introduces some delivery and payment reforms, but did little to directly tackle rising health care costs. Instead, the major focus was on expanding insurance coverage.

Future health reform efforts need to more fully address the fact that access to health insurance does not equal access to care. Not all doctors accept Medicaid, and large parts of the country have severe shortages of medical providers.

And for people who earn too much to qualify for Medicaid, high deductible plans might seem like an attractive option because their monthly premiums are low. However, high costs for care can make it harder for people to actually use their insurance.

We need to maintain the progress that has been made, with the uninsured rate dropping from 18% in mid-2013 to 11.4% in mid-2015. But it is also time to more fully confront that increasing access to care is not the only, or even the best, way to improve population health. When a major ACA program has faced financial challenges, the answer has been to take money from the part of the ACA that was intended to devote resources to preventative care.

Policymakers, scholars, and advocates need to focus more on public health, urban planning and initiatives that improve the conditions that people live, work and grow in (often called the social determinants of health). The ongoing fights over reform are an opportunity to move beyond thinking about health in terms of access to insurance and more toward finding ways to improve health overall.

David K Jones received funding from the Commonwealth Fund to conduct research about King v. Burwell.

Authors: The Conversation

Read more http://theconversation.com/the-aca-is-here-to-stay-but-that-doesnt-mean-the-fight-for-health-care-reform-is-over-43902

More Articles …

  1. Rise in 'sugar babies' mirrors increase in student sex work
  2. Scrapping zero-carbon homes is senseless policy vandalism
  3. Tackling the trolls: how New Zealand raised the bar with its new laws
  4. Fears for offender rehabilitation as Britain embraces US-style probation
  5. What might Pluto sound like? Our musical love affair with the cosmos
  6. Bishop pays back more than $5000 for Geelong helicopter trip
  7. Human trafficking in South Africa: an elusive statistical nightmare
  8. What it takes to teach a large class – and do it well
  9. Unpacking the secrets of South Africa's dolerite sills
  10. Common drugs can affect our minds and morals – but should we be worried about it?
  11. Losing bees will sting more than just our taste for honey
  12. Piketty’s Capital should force a rethink on animals as property
  13. Caring about Climate Change: Global Citizens and Moral Decision Making.
  14. Money trumps fear in reactions to West's nuclear accord with Iran
  15. Plate tectonics may have driven the evolution of life on Earth
  16. Australia hit its Kyoto target, but it was more a three-inch putt than a hole in one
  17. 'Securitisation' presents challenges for migrant settlement and integration
  18. In focus: New Horizons' crisp images shed new light on the origins of Pluto and its moons
  19. Australia should prepare for lower beef export quotas: the view from Indonesia
  20. New Horizons brings Pluto's mysterious moons into sharper focus
  21. Historic close-ups of Pluto and its moon Charon present puzzle for scientists
  22. FactCheck: has Australia met its climate goals, while other nations make 'airy-fairy promises'?
  23. Energy and economic diplomacy can trump the nuclear 'threat' of the Iran deal
  24. JD Salinger: the little-known legacy of one of the world’s most-read authors
  25. Australian banks are strong; should we pay for them to be stronger?
  26. Sexism in video gaming is just another form of bullying
  27. Explainer: what is the mafia? And what threat does it pose?
  28. Family matters: mental illness doesn't have to pass from parent to child
  29. A team member's view of all the work on Earth it took to get New Horizons to Pluto
  30. Greece's 'aGreekment' isn't Versailles: why the bailout won't lead to sudden rise of Golden Dawn
  31. Why the UK labour market suddenly stopped growing
  32. Want to curse people with farts or predict the weather? Here's how the saints did it
  33. Which digital books work best in the classroom?
  34. Mhairi Black goes viral: how Britain's youngest MP became a political star
  35. Why the English fox may turn around to bite its Scottish saviours
  36. A tragedy in three parts: how the Greek debt crisis unfolded
  37. Using Flash is like leaving your home doors open and sending invites to criminals
  38. Why China joined the nuclear weapons club
  39. Here's what you need to know about the Large Hadron Collider's latest discovery: pentaquarks
  40. Review: why Go Set a Watchman is the novel we deserve
  41. Why aren't we worried about the 'beach body' message we're sending to men?
  42. Too much information: how a data deluge leaves us struggling to make up our minds
  43. Labor conference is Shorten's next test on climate policy
  44. Go Set a Watchman exposes American obsession with white saviours
  45. How the largest association of psychologists in the US colluded in torture
  46. Inequality can be addressed only if we start talking about the 'working class'
  47. Is the Jade Helm 15 conspiracy theory a sign that Americans are becoming more paranoid?
  48. Is there an Asian 'disadvantage' in higher ed?
  49. The pope as philosopher: faith, climate change and public reason
  50. Victims of rights abuse in Indonesia need more than compensation

Business News

The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

Daily Bulletin - avatar Daily Bulletin

How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

Daily Bulletin - avatar Daily Bulletin

How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

Daily Bulletin - avatar Daily Bulletin

Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

Daily Bulletin - avatar Daily Bulletin

Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

Daily Bulletin - avatar Daily Bulletin

Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

Daily Bulletin - avatar Daily Bulletin

The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

Daily Bulletin - avatar Daily Bulletin

Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

Daily Bulletin - avatar Daily Bulletin

How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

Daily Bulletin - avatar Daily Bulletin

The Daily Magazine

South African Consular Services Expand to Six Australian Cities

South Africans living in Adelaide, Brisbane and Canberra will now be able to access passport, identi...

How Long Does a Solar Home Battery Last? LFP Cycles and Warranty Explained

A battery does not usually reach its advertised cycle count and suddenly stop working. Capacity ch...

How to Hire a Nanny: A Complete Guide for Families

Finding the right childcare professional can make everyday family life easier and give parents gre...

The Blue-Collar Shortage Employers Can't Solve With More Applicants

Australia's hiring market has cooled considerably since the post-pandemic frenzy of 2021 and 2022. F...

The Playground as Classroom: How Line Markings Are Reinforcing What Students Learn Inside

For a long time, the playground was treated as a break from learning rather than part of it. A place...

How Technology Is Changing the Way Gardens Are Maintained

Garden maintenance has always been a hands on ritual. Mowing on a schedule, watering by instinct, an...

One Blocked Drain Can Become a Whole House Plumbing Problem: How It Happens

A blocked hand basin feels local. So does a slow shower. Homeowners naturally focus on the fixture...

AI in Marketing: From Experiment to Everyday Tool

For the past couple of years, artificial intelligence in marketing has mostly lived in the "let's se...

What Businesses Can Do to Make Sustainability More Practical Day to Day

Sustainability can sound like a huge corporate project, something tied to annual reports, long-term ...