Depression in a Cost-of-Living Crisis: How to Get Help
- Written by ML

Depression can affect people at any stage of life and for a myriad of reasons. In fact, 1 in 7 Australians will experience feelings of depression during their lifetime. It’s a serious condition, but one that can be treated with evidence-based therapy.
However, for many people, the decision to see a psychologist is a hard one. It often gets pushed to the bottom of the to-do list. And during a cost-of-living crisis, spending money on therapy may seem like a luxury. But the consequences of neglecting your mental health can come at a cost, too.
What is depression?
Depression is a persistent change of mood that can significantly impact your ability to function at your best, sapping the joy out of the things you once loved. It is more than just feeling sad — it’s a medical condition that can be diagnosed and treated.
Depending on the type and severity, sufferers can range from bed-bound and incapable of facing minor tasks, to operating at a high level at work while secretly breaking down inside.
Suffering from depression can damage your relationships and career, cause you to make bad financial decisions and distract you from taking proper care of yourself. At its worst, it can significantly increase your risk of self-harm or suicide.
If depression is impacting your ability to function day to day, there is help available, and with government rebates, it may be more affordable than you think.
Arrange a Mental Health Treatment Plan
If you suspect that you’re depressed, book an appointment with your GP to arrange a Mental Health Treatment Plan. This will give you access to Medicare-subsidised sessions with a psychologist of your choice. Typically, you will be required to pay the full fee on the day. Your rebate will be deposited into your account within 24 hours.
Depression counselling
Depression counselling may involve talk therapy or Cognitive Behaviour Therapy (CBT), both of which are evidence-based approaches that have been shown to help with depression. Your sessions will be tailored to your individual circumstances. With the help of qualified psychologists Fitzroy depression sufferers can address negative thought patterns and overwhelming feelings and develop coping strategies that help you manage your life.
This article is for general information only and is not a substitute for professional medical advice. If you are experiencing distress, please speak to your GP or contact Lifeline on 13 11 14.