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Should regulation be aimed at saving the payday borrower from themselves?

  • Written by: The Conversation Contributor
imageBorrower personality is an under-studied area of payday lending.Image sourced from www.shutterstock.com

The fact that payday industry is marked by high interest rates, hidden charges, and has a vulnerable sector of the community as the target market inevitably means it is constantly scrutinised by regulators.

In March, payday lender Nimble ordered...

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Do wind vent holes in banners make a difference? We used a wind tunnel to find out

  • Written by: The Conversation Contributor

The next time you see a banner hung across a street or from a bridge, or hoisted as part of a street march, protest or demonstration, take a closer look. You may see that the banner has holes or slits cut into it.

But why would someone cut holes into a perfectly good banner?

These are so-called “wind vents”, and for some reason people...

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David Attenborough says the Great Barrier Reef is in 'grave danger' – it's time to step up

  • Written by: The Conversation Contributor
imageSir David on the Great Barrier Reef. David Attenborough © Serengeti Entertainment

Over three weeks, Australians have been taken on an incredible journey through the biology, beauty and wonder of the Great Barrier Reef, guided by Sir David Attenborough.

As individuals who have had the privilege of working on the Reef for much of our lives, the...

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Brexit: taking the great out of Britain

  • Written by: The Conversation Contributor
imageEPA/Hannah McKay

It’s not every day we get to see a country seemingly intent on committing political suicide. And yet, despite the pleas of concerned friends and independent evidence about its potential political and economic costs, it’s increasingly possible that Britain might do precisely that.

It is no secret that many Brits have been...

Read more …

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  7. Three years on from Rana Plaza disaster and little improvement in transparency or worker conditions
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  9. Drought forecasting isn't just about water – to get smart we need health and financial data too
  10. Queensland Labor and LNP's 'appalling hypocrisy': experts' warnings over shock electoral changes
  11. Betrayal and guilt: past and future collide in Easter Rising commemorations
  12. Full response from Jane Caro
  13. FactCheck Q A: does Australia have one of the most unequal education systems in the OECD?
  14. VIDEO: Michelle Grattan on the unofficial election campaign
  15. Is online therapy as good as talking face-to-face with a clinician?
  16. Affordable, sustainable, high quality urban housing? It's not an impossible dream
  17. They're the voice: how workers can be heard when unions are on the wane
  18. Vital Signs: Governor Glenn Stevens drops the ball
  19. The Paris Agreement signing ceremony at a glance
  20. Indigenous innovation could save a billion tonnes of greenhouse gases
  21. Ideas for Australia: Australia boosts defences, but must pick its fights carefully in a time of tensions and uncertainties
  22. Ideas for Australia: Sold short – Australia's aid cuts have foreign policy consequences
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  27. Kitchen Science: bacteria and fungi are your foody friends
  28. Aboriginal – Māori: how Indigenous health suffers on both sides of the ditch
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Office Cleaning Melbourne: Choosing the Right Scope for Your Office

A well-planned office cleaning Melbourne arrangement starts with a clear understanding of the premises and the people who use it. An office may include private work areas, shared desks, reception, mee...

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How Businesses Can Prepare for Unexpected Power Outages

Power failures can occur quickly. The supply may be interrupted by bad weather, issues with the electricity network, damaged equipment or local construction work. This can be just a hassle for a fam...

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How Chatswood Tutoring Can Fit Into a Student’s Weekly Routine

Create a Predictable Weekly Structure A consistent weekly routine can make study easier to manage when students are balancing several subjects. Chatswood tutoring can provide a fixed learning point a...

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The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

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How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Daily Magazine

What Australian Entrepreneurs Should Know About Streamlining Their Financial Processes

Running a small business in Australia demands much more than just delivering a great product or serv...

Supporting Joint Health in Young and Growing Horses

Anyone who has raised a foal through to a rising three-year-old knows how deceptively fast the gro...

Why Is My Switchboard Buzzing? What a Humming Breaker Is Telling You

Most people never hear their switchboard. It sits quietly in a cupboard, a hallway or a meter box ou...

Solar Panels Geelong: Key Factors to Consider Before Installation

Solar power can help households and businesses generate electricity on site, but the value of a syst...

How Rats and Mice Get Into Homes Through Gaps Most People Miss

Rats and mice do not need an open door to get inside a home. They can squeeze through small openings...

Why a Safety Certified I/O Module Matters in Machine Design

Understanding Safety-Related I/O A safety certified I/O module is designed for use within an arch...

How to Compare Ceiling Fans online before Buying

Comparing ceiling fans online before making a purchase helps you understand how each model will su...

How Does a Portable Power Station for Carvan Adventures Support Smarter Camping?

Why Does Off-Grid Camping Need a Reliable Portable Power Station for Carvan Travel?  People often...

How Ecommerce Order Retail Fulfillment Services Improve Order Accuracy?

Why Order Accuracy Matters in Ecommerce Order Retail Fulfillment Services?  Order accuracy is one...