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Should regulation be aimed at saving the payday borrower from themselves?

  • Written by: The Conversation Contributor
imageBorrower personality is an under-studied area of payday lending.Image sourced from www.shutterstock.com

The fact that payday industry is marked by high interest rates, hidden charges, and has a vulnerable sector of the community as the target market inevitably means it is constantly scrutinised by regulators.

In March, payday lender Nimble ordered...

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Do wind vent holes in banners make a difference? We used a wind tunnel to find out

  • Written by: The Conversation Contributor

The next time you see a banner hung across a street or from a bridge, or hoisted as part of a street march, protest or demonstration, take a closer look. You may see that the banner has holes or slits cut into it.

But why would someone cut holes into a perfectly good banner?

These are so-called “wind vents”, and for some reason people...

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David Attenborough says the Great Barrier Reef is in 'grave danger' – it's time to step up

  • Written by: The Conversation Contributor
imageSir David on the Great Barrier Reef. David Attenborough © Serengeti Entertainment

Over three weeks, Australians have been taken on an incredible journey through the biology, beauty and wonder of the Great Barrier Reef, guided by Sir David Attenborough.

As individuals who have had the privilege of working on the Reef for much of our lives, the...

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Brexit: taking the great out of Britain

  • Written by: The Conversation Contributor
imageEPA/Hannah McKay

It’s not every day we get to see a country seemingly intent on committing political suicide. And yet, despite the pleas of concerned friends and independent evidence about its potential political and economic costs, it’s increasingly possible that Britain might do precisely that.

It is no secret that many Brits have been...

Read more …

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  8. Prince’s passing bookends another chapter in the history of music
  9. Drought forecasting isn't just about water – to get smart we need health and financial data too
  10. Queensland Labor and LNP's 'appalling hypocrisy': experts' warnings over shock electoral changes
  11. Betrayal and guilt: past and future collide in Easter Rising commemorations
  12. Full response from Jane Caro
  13. FactCheck Q A: does Australia have one of the most unequal education systems in the OECD?
  14. VIDEO: Michelle Grattan on the unofficial election campaign
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  16. Affordable, sustainable, high quality urban housing? It's not an impossible dream
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  18. Vital Signs: Governor Glenn Stevens drops the ball
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  20. Indigenous innovation could save a billion tonnes of greenhouse gases
  21. Ideas for Australia: Australia boosts defences, but must pick its fights carefully in a time of tensions and uncertainties
  22. Ideas for Australia: Sold short – Australia's aid cuts have foreign policy consequences
  23. Grattan on Friday: Who wins the biffo over the banks is politically important because this issue bites
  24. Friday essay: on telling the stories of characters with Down syndrome
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  27. Kitchen Science: bacteria and fungi are your foody friends
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Business News

How Telematics Helps Australian Companies Improve Productivity

Operating a commercial fleet in Australia is a uniquely demanding endeavour. Between the sprawling urban sprawl of cities like Sydney and Melbourne and the immense, unforgiving stretches of the Outb...

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Inside the Icon: The BridgeMuseum Officially Opens at the Sydney Harbour Bridge

A bold new way to experience one of Australia’s most recognisable landmarks has arrived, with BridgeClimb Sydney officially opening the all-new BridgeMuseum.  Located inside the Sydney Harbour Brid...

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Is Your Brand Showing Up in AI Search? Most Melbourne Brands Aren't.

The New Front Door Nobody Told You About Something changed. Quietly. Without a press release. The way buyers find businesses in Australia has been rewired. Not replaced, rewired. Google isn't dead...

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How Australian Businesses Can Measure SEO ROI

SEO can feel vague when you are staring at a dashboard full of numbers that do not clearly connect to revenue. The key is to measure the right signals in the right order, then tie them back to outcome...

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How Commercial Roller Shutters Improve Site Security Without Slowing Operations

Security upgrades can be frustrating when they make everyday work harder. A door that takes too long to open, creates bottlenecks at shift change, or fails at the worst time can turn “better protectio...

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Why a Document Destruction Service Still Matters for Modern Businesses

Businesses generate large volumes of information every day, from staff records and contracts to invoices, reports and customer files. While attention often focuses on how documents are stored, the way...

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Bicycle Rack Safety and Space-Smart Storage

Bike storage problems usually show up as small annoyances first: tangled handlebars, scratched frames, and bikes that topple when you pull one out. Over time, those issues become safety risks, especia...

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How to Tell if a Childcare Centre Is a Good Fit for Your Child

Choosing childcare can feel like you’re making a huge decision with limited information. Tours are short, centres are often on their best behaviour, and your child might act differently in a new space...

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Car Import Timeline: What Usually Happens at Each Stage

Importing a car into Australia can feel confusing because multiple agencies and checkpoints are involved, and the timeline is shaped as much by paperwork quality as it is by shipping speed. The most u...

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The Daily Magazine

Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

The pressure cooker: life in urban Australia in 2026

Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...

What Actually Makes a Good Criminal Lawyer in Melbourne

Most people only think about this question once. That is usually too late. Most people charged wi...

Why Working With A Chatswood Tutor Can Improve Academic Performance

Academic expectations continue increasing for students across primary school, high school, and senio...

Is It Worth Getting Solar Panels in Melbourne?

The real question is not whether solar works in Melbourne. It works. The question is what it is co...

How A Diploma Of Project Management Builds Practical Skills For Modern Work Environments

Developing the ability to plan, execute, and deliver outcomes efficiently is a key requirement in to...

How to Choose the Right Football for Every Level

Choosing a football may seem straightforward, but the right option depends on who will be using it a...

What to Ask a Wedding Photographer Before You Book

Booking a wedding photographer can feel deceptively simple: you like the photos, you like the vibe...

Why Stress Relief For Dogs Is Essential For Emotional Balance And Long-Term Wellbeing

Managing emotional health is just as important as physical care when it comes to pets, which is why ...