Why personality tests for bank loans are a bad idea
- Written by Daily Bulletin

Lending money is a risky business. Since 2010, Bank of England figures reveal that lenders have written off an average of £13.2 billion a year in bad loans. You can never be 100% sure that you will ever get your money back.
One way of mitigating that risk is to know as much as possible about the person you are lending to....