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Why retirement village contracts need to be regulated like insurance

  • Written by: Timothy Kyng, Senior Lecturer, Department of Applied Finance and Actuarial Studies, Macquarie University

While you may think signing a retirement village contract is similar to buying a house or apartment, it isn’t. Retirement village contracts resemble insurance contracts more than purchase agreements, only they aren’t regulated like insurance products.

The lack of regulation increases the risk for retirees. They face considerable delays...

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Explainer: what is tularemia and can I catch it from a possum?

  • Written by: John-Sebastian Eden, NHMRC early career fellow, Faculty of Science, University of Sydney
imageResearchers have found Australia's first confirmed case of tularemia in a ringtail possum.Andrew Mercer/flickr, CC BY-NC-SA

Tularemia is a disease that affects humans and other animals. It is caused by infection with the bacterium Francisella tularensis and is commonly spread by biting insects or by direct contact with an infected animal.

Human...

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Census 2016 reveals Australia is becoming much more diverse – but can we trust the data?

  • Written by: Nicholas Biddle, Associate Professor, ANU College of Arts and Social Sciences, Australian National University
imageThe ABS estimates that as of December 2016, the Australian population was around 24.4 million.AAP/Alan Porritt

According to data released today, there were 23,401,892 people who were counted in Australia on the night of the 2016 Census who were usually resident in Australia.

After adjusting for undercount and adding back those who were overseas on...

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A map that fills a 500-million year gap in Earth's history

  • Written by: Alan Collins, Professor of Geology, University of Adelaide
imageThe new map was created using data from rocks found in locations including Madagascar. Alan Collins , Author provided

Earth is estimated to be around 4.5 billion years old, with life first appearing around 3 billion years ago.

To unravel this incredible history, scientists use a range of different techniques to determine when and where continents...

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More Articles …

  1. Body mass and evolution: why the body mass index is a limited measure of public health
  2. Why many high-achieving Indigenous students are shunning university
  3. The Conversation launches in Canada
  4. Pharmacists are trusted medical professionals, so they shouldn't sell remedies that lack evidence
  5. Tenants' calls for safe public housing fall on deaf ears
  6. Despite our growing taste for craft brews, smaller beer makers face a huge disadvantage
  7. Data visualisation isn't just for communication, it's also a research tool
  8. Contributions to sea-level rise have increased by half since 1993, largely because of Greenland's ice
  9. Roman gladiators were war prisoners and criminals, not sporting heroes
  10. Pyne's self-indulgence damages Turnbull because it reinforces what Liberal right wing malcontents believe
  11. Why I disagree with Nobel Laureates when it comes to career advice for scientists
  12. Rumours of the death of multinational tax avoidance are greatly exaggerated
  13. Logically, how is it possible to use more resources than Earth can replenish?
  14. The NT 'Intervention' led to some changes in Indigenous health, but the social cost may not have been worth it
  15. Get headaches? Here's five things to eat or avoid
  16. The off-topic Conversation #126
  17. Why we desire partners who have had relationship experience
  18. From Elvis to Cobain, The Sound of Falling Stars revives those dead before their time
  19. How to help kids navigate fake news and misinformation online
  20. Australians want insurance against the burden of old age
  21. Full response from a spokesperson for Christian Porter for a FactCheck on welfare spending and income tax
  22. Bust the regional city myths and look beyond the 'big 5' for a $378b return
  23. Three charts on: cancer rates in Australia, where liver cancer is on the rise while other types fall
  24. FactCheck: was Christian Porter right about welfare spending and income tax?
  25. Why is there so little space for women in jazz music?
  26. Ten years on, it's time we learned the lessons from the failed Northern Territory Intervention
  27. Remote workers would rather be watched than ignored and forgotten
  28. Ken Campbell: the palaeontologist whose name lives on in many fossils
  29. Sludge, snags, and surreal animals: life aboard a voyage to study the abyss
  30. Phone scams cost billions. Why isn't technology being used to stop them?
  31. Australians are increasingly non-partisan: Morrison
  32. Greens senator Rhiannon's behaviour 'perfidious': Brown
  33. Apologies: Your Best Guide on the Internet
  34. David Petraeus on US policy under Donald Trump, the generational war against Islamist terrorism, and dealing with China
  35. Politics podcast: Gladys Berejiklian on the need to reform federal-state partnerships
  36. Politics podcast: Alan Finkel on the future of Australia's energy market
  37. Paramedics treating more young women for alcohol intoxication than men
  38. Weekly Quiz: which cultural heritage site was destroyed by the Islamic State on Thursday?
  39. Will Australians ever give up Uber?
  40. VIDEO: Michelle Grattan on the government's Gonski 2.0 win and citizenship changes
  41. Destroying Mosul's Great Mosque: Islamic State's symbolic war to the end
  42. Act now to protect your digital rights, Big Brother and his Little Sisters may be watching
  43. Co-housing works well for older people, once they get past the image problem
  44. What is 'cognitive reserve'? How we can protect our brains from memory loss and dementia
  45. Trucks are destroying our roads and not picking up the repair cost
  46. Could long-distance bullies in Australia face up to 20 years in jail for encouraging suicide?
  47. The passage of Gonski 2.0 is a victory for children over politics
  48. Australia is still lagging on some aspects of early childhood education
  49. Should 'pro-ana' websites be criminalised in Australia?
  50. How to ask for a pay rise

Business News

How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

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The Daily Magazine

How AEC Firms Can Scale Faster Without Sacrificing Project Quality

Growth presents a fundamental dilemma for architecture, engineering, and construction firms: expan...

What Makes an Aesthetic Clinic Worth Going Back To?

Trying an aesthetic clinic for the first time can feel like a bit of a gamble. You can read review...

Elevate Your Morning Routine with Cafe-Style Coffee at Home with the Right Coffee Machine

There's something magical about that first sip of coffee in the morning. It’s more than just a bev...

Top Garment Steamers for Busy Professionals in Australia

The gap between garment steamers built for a quick touch-up and ones built to keep pace with a wor...

Correct Sleeping Posture to Minimize Back Strain

Most people don’t pay much attention to how they sleep until they start waking up with a stiff bac...

Why Product Longevity Matters for Sustainable Australian Buildings

Sustainability in building design is often associated with recycled materials, renewable resources a...

NDIS Support Coordination Explained: What Does a Support Coordinator Actually Do?

NDIS support coordination explained means understanding how a professional can help participants n...

When Should You Speak with Divorce Lawyers in Sydney?

Divorce involves more than completing an online application. It can affect parenting arrangements, p...

How to Choose a Reliable Hot Water System Installer on the Gold Coast

Choosing a reliable installer is just as important as choosing the right hot water system. A qualifi...