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Investors are exploiting returns on debt financing to muscle out home buyers

  • Written by: Chyi Lin Lee, Associate Professor of Property, Western Sydney University

Investors have played an increasingly important role in the Australian housing market in recent years. Our new research shows the actual return rate for housing investors almost doubled a layman’s expectation. Experienced investors are taking advantage of the knowledge gap and might continue to price out other housing buyers.

The sharp increa...

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Let graduates use super to pay off HELP debt faster

  • Written by: Geoff Sharrock, Honorary Senior Fellow, Centre for Vocational and Educational Policy, University of Melbourne
imageThose already working will face tax increases of 1%-2% of their income from 2018. from shutterstock.com

If the Senate passes budget reforms for higher education, Higher Education Loan Program (HELP) repayments would start earlier, with a wider range of rates: 1% of income for those earning A$42,000, rising to 10% at $120,000.

To put this in...

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FactCheck: will 700,000 workers be 'ripped off' by penalty rate cuts, as Bill Shorten said?

  • Written by: Joshua Healy, Senior Research Fellow, Centre for Workplace Leadership, University of Melbourne

Malcolm Turnbull’s cuts to penalty rates will rip off 700,000 workers… – Labor leader Bill Shorten, in a Labor-produced recorded phone call to voters released in March 2017.

The Fair Work Commission recently held a new round of deliberations on how to implement its recommendation that Sunday and public holiday penalty rates be...

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Manchester's Blue Monday and the Folly of Cowardice

  • Written by: Lauren Rosewarne, Senior Lecturer, University of Melbourne

As someone whose life revolves around consuming politics, consuming media, my reaction to the attack in Manchester - messy, and, for a while there, unbridled - felt disproportionate.

It’d been such a long time since I’d had crying-induced headaches. Since my face bore the blotchy pallor of someone who’s wept more than she’s...

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More Articles …

  1. How we could make the retirement system more sustainable
  2. Politics podcast: Chris Bowen on Labor's budget responses
  3. Full response from a spokesperson for Brendan O'Connor
  4. Full response from the McKell Institute regarding its report on penalty rate cuts
  5. Sorry everyone: on the internet, you're always the product
  6. Poor kids hit puberty sooner and risk a lifetime of health problems
  7. Australian cricketers' pay dispute: will lightning strike twice in the same place?
  8. The way we walk can be used to power and secure our devices
  9. Australia's involvement in an 'Anglosphere' is the delusion of a golden age that never existed
  10. Sgt Pepper's at 50 – the greatest thing you ever heard or just another album?
  11. Aussie retailers need to adapt to a world built on speed
  12. Pirates of the Caribbean 5: there be some good science in that there film
  13. Curious Kids: If a huge huntsman spider is sucked into a vacuum cleaner, can it crawl out later?
  14. Widespread invasive species control is a risky business
  15. Thinking big gives top predators the competitive edge
  16. How do we choose who gets the flu vaccine in a pandemic – paramedics, prisoners or the public?
  17. The insecurity of private renters – how do they manage it?
  18. Turnbull offers May 'any and every support' after terror attack
  19. 'Giving a Gonski' will be torrid test for Greens
  20. The 'digital handmade': how 3D printing became a new craft technology
  21. Mr Burns: post-apocalyptic Simpsons musical shows theatre's future is dazzling
  22. Carnage at Ariana Grande concert in Manchester a suspected terrorist attack
  23. Explainer: what is nanomedicine and how can it improve childhood cancer treatment?
  24. Congressional Republicans would prefer Pence, so why not impeach Trump?
  25. Did humans evolve in Europe rather than Africa? We don't have the answer just yet
  26. 'Fake refugees': Dutton adopts an alternative fact to justify our latest human rights violation
  27. The world would be better off if Trump withdraws from the Paris climate deal
  28. Twiggy Forrest donation: more philanthropy means more risk-taking – and that's good
  29. Why you should donate to The Conversation
  30. Report: government won't rule out underwriting Adani's Carmichael coal mine
  31. The science of business decision making: giving out perks doesn't necessarily lead to results
  32. Explainer: why 300 Indigenous leaders are meeting at Uluru this week
  33. Passed away, kicked the bucket, pushing up daisies – the many ways we don't talk about death
  34. What’s in the name 'homeless'? How people see themselves and the labels we apply matter
  35. Australian farmers are adapting to climate change
  36. Reading classic novels in an era of climate change
  37. ASKAP telescope speeds up the hunt for new Fast Radio Bursts
  38. Malcolm Turnbull seeks legal advice on Hanson's staffer Ashby
  39. After the 'Facebook Files', the social media giant must be more transparent
  40. Australian copyright laws have questionable benefits
  41. Explainer: how the internet knows if you're happy or sad
  42. Colloid science, tackling superbugs and light lead the 2017 Shine Dome Awards
  43. Explainer: what is positive psychology and how can you use it for yourself?
  44. Many Australian universities may be in surplus, but does that mean there's fat to cut?
  45. The weather is now political
  46. Let cities speak: what sounds define us now?
  47. Consumers lose out in funeral industry lacking competition and regulation: study
  48. Lessons of 1967 referendum still apply to debates on constitutional recognition
  49. Dinosaur embryo returned to China, but many fossils fall victim to illegal trade and poor protection
  50. Let cities speak: reclaiming a place for community with sounds

Business News

How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

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The Daily Magazine

Elevate Your Morning Routine with Cafe-Style Coffee at Home with the Right Coffee Machine

There's something magical about that first sip of coffee in the morning. It’s more than just a bev...

Top Garment Steamers for Busy Professionals in Australia

The gap between garment steamers built for a quick touch-up and ones built to keep pace with a wor...

Correct Sleeping Posture to Minimize Back Strain

Most people don’t pay much attention to how they sleep until they start waking up with a stiff bac...

Why Product Longevity Matters for Sustainable Australian Buildings

Sustainability in building design is often associated with recycled materials, renewable resources a...

NDIS Support Coordination Explained: What Does a Support Coordinator Actually Do?

NDIS support coordination explained means understanding how a professional can help participants n...

When Should You Speak with Divorce Lawyers in Sydney?

Divorce involves more than completing an online application. It can affect parenting arrangements, p...

How to Choose a Reliable Hot Water System Installer on the Gold Coast

Choosing a reliable installer is just as important as choosing the right hot water system. A qualifi...

How Microtask Platforms Support Modern Digital Promotion

Digital promotion has become increasingly complex. Businesses communicate with customers through w...

Cosmetic Dentistry Options From a Brisbane-Based Dental Team

You cover your mouth when you laugh. You skip the group photo. Maybe you edit pictures to soften a...