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Simple fixes could help save Australian consumers from up to $3.6 billion in 'loyalty taxes'

  • Written by: Allan Fels, Professorial Fellow, University of Melbourne
Simple fixes could help save Australian consumers from up to $3.6 billion in 'loyalty taxes'On average, customers renewing their insurance policy now pay 34% more than new customerswww.shutterstock.com

A “loyalty tax” occurs when discounts are offered to new customers while longer-term customers pay more. Often this involves increasing premiums at the first and subsequent renewals.

As the NSW government’s Insurance...

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China can learn from Australian urban design, but it's not all one-way traffic

  • Written by: Lucile Jacquot, Research fellow, Griffith University
China can learn from Australian urban design, but it's not all one-way trafficDalian is an emerging city and tourist destination in China, but its urban spaces could be improved in many ways.Paul J Martin/Shutterstock

By 2017, 58% of Chinese people were living in cities. This is much less than the 79% for Western Europe and 86% for Australia, but China is undergoing very rapid urbanisation, as the chart below shows. It is...

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Making deer fair game for unlicensed hunting is the right step for New South Wales

  • Written by: Thomas Newsome, Lecturer, University of Sydney
Making deer fair game for unlicensed hunting is the right step for New South WalesThe fate of deer carcasses is a crucial consideration in monitoring the success of future culling.Emma Spencer, Author provided

The New South Wales government last week revealed plans to ease shooting restrictions on feral deer. If the plans go ahead, deer will be stripped of their status as a game animal and will no longer be afforded protection...

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what Western civilisation owes to Islamic cultures

  • Written by: Constant Mews, Director, Centre for Religious Studies, Monash University
what Western civilisation owes to Islamic culturesSculpture of ninth-century Persian scholar Al-Khwarizmi in Khiva, Uzbekistan. Latin discovery of Al-Khwarizmi's work introduced the numerals 0-9, one of many ways in which Islamic cultures have contributed to Western civilisation.LBM1948/Wikimedia Commons, CC BY-SA

Algebra, alchemy, artichoke, alcohol, and apricot all derive from Arabic words which...

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More Articles …

  1. It's not easy to give a robot a sense of touch
  2. Report finds every $1 Australia spends on preschool will return $2, but this won't just magically happen
  3. Inequality is growing, but it is also changing as Australia's super rich evolve
  4. They've cut deeming rates, but what are they?
  5. Michelle Grattan on the government's plans for Indigenous recognition
  6. The river red gum is an icon of the driest continent
  7. The TGA's proposed breast implant ban exposes a litany of failures, and fails to protect women
  8. human trafficking is the world’s fastest growing crime
  9. Group punishment doesn't fix behaviour
  10. the Australians who pioneered self-sufficiency, generations before Nimbin
  11. Design and repair must work together to undo our legacy of waste
  12. Looking after loved ones with mental illness puts carers at risk themselves. They need more support
  13. we need those tax cuts now, all of them. The surplus can wait
  14. How Muslim women break stereotypes by mixing faith and modesty with fashion
  15. Arctic ice loss is worrying, but the giant stirring in the South could be even worse
  16. We create 20m tons of construction industry waste each year. Here's how to stop it going to landfill
  17. When does getting help on an assignment turn into cheating?
  18. When it comes to Indigenous recognition, Ken Wyatt will have to close multiple gaps
  19. welcome to the bizarro world of negative interest rates
  20. Ken Wyatt's big promises on Indigenous affairs
  21. Understanding dog personalities can help prevent attacks
  22. In the remote Cambodian jungles, we made sure rare Siamese crocodiles would have enough food
  23. why is the Sun orange when white stars are the hottest?
  24. Women, rural and disadvantaged Australians may be missing out on care in the NDIS
  25. writing the powerful female world of Wentworth
  26. How to improve health outcomes for Indigenous peoples by making space for self-determination
  27. Ken Wyatt on constitutional recognition for Indigenous Australians
  28. Deeming rates explained. What is deeming, how does it cut pensions, and why do we have it?
  29. the 'novelty song' that became a cultural touchstone
  30. Indonesia has sent Australia's recycling home – it's time to clean up our act
  31. Victoria’s mental health system fails the most vulnerable
  32. Most people think playing chess makes you 'smarter', but the evidence isn't clear on that
  33. Most adults have never heard of TikTok. That's by design
  34. The new Mabo? $190 million stolen wages settlement is unprecedented, but still limited
  35. The world has a hard time trusting China. But does it care?
  36. The 2019 flu shot isn't perfect – but it's still our best defence against influenza
  37. how the move to digital medical records is leaving us drowning in old paper files
  38. We organised a conference for 570 people without using plastic. Here's how it went
  39. 10 of the best examples of digital literature
  40. Earth's core has been leaking for billions of years
  41. The Morrison government proposes an Indigenous recognition referendum this term
  42. Iran's leader is losing his grasp on power. Does this mean diplomacy is doomed?
  43. Why developing nuclear weapons is an unrealistic option for Australia
  44. Begging ‘professionally’ doesn’t make their poverty and vulnerability any less legitimate
  45. Have you found 'the one'? How mindsets about destiny affect our romantic relationships
  46. interview with space archaeologist Alice Gorman
  47. Recent campus attacks show universities need to do more to protect international students
  48. more compulsory super would make Middle Australia poorer, not richer
  49. Opera is stuck in a racist, sexist past, while many in the audience have moved on
  50. Houses for a warmer future are currently restricted by Australia's building code

Business News

The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

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How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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The Daily Magazine

How Wide Should Running Shoes Be? Signs Your Shoes Are Too Narrow

Running shoes should be wide enough for the forefoot and toes to sit naturally under load, but not...

Trail Running Shoes vs Hiking Shoes: Which Is Better for Australian Trails?

Australia does not offer one neat definition of a “trail.” A weekend walk might mean a hard-packed...

Architectural Window Shading: Solutions for Triangle Blinds, Raked Glazing, and High Ceilings

Mastering Light and Privacy with Specialized Window Coverings Modern architectural de...

From Suburban Streets to Modern Events: Why Australians Still Love the Ice Cream Truck

Did you know Australia consistently ranks among the world's highest ice cream-consuming countries? ...

Will These Bloody Kids Ever Move Out? The Resurrection of the Duplex Says No

Whilst Baby Boomers and Gen Xer’s typically finished school, got a job and moved out of home relativ...

Critical Structural Checks to Prioritise Before Renovating an Older Property

The Australian home renovation market is experiencing unprecedented growth. The total value of thi...

Why Regular Gutter Cleaning Northern Beaches Is Important

Living in the Northern Beaches offers beautiful coastal scenery, fresh air, and leafy surroundings...

Double Glazed Sliding Doors vs Standard Sliding Doors: Key Differences

Sliding doors are a popular choice in modern homes due to their space-saving design and ability to...

How to Plan a Bathroom Renovation Timeline (Without Surprises)

A bathroom renovation rarely feels “small” once work begins. Even modest updates involve multiple ...