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Private health insurance premiums should be based on age and health status

  • Written by: Francesco Paolucci, Associate Professor; Head of Health Policy Program, Sir Walter Murdoch School of Public Policy and International Affairs, University of Newcastle
Private health insurance premiums should be based on age and health statusPolicy changes have failed to stop young people dropping their private health insurance.Shutterstock

Private health insurance has come under intense scrutiny in recent months, as it becomes clear health insurers are failing to stop the exodus of young people dropping their cover.

Legislated age-based discounts began in April 2019 but haven’t...

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these 5 charts show our democracy is safe in the hands of future voters

  • Written by: Mark Evans, Professor of Governance and Director of Democracy 2025 - bridging the trust divide at Old Parliament House, University of Canberra
these 5 charts show our democracy is safe in the hands of future votersAlmost 900 school kids, aged 12 to 17, were surveyed.Shutterstock

A new, ongoing survey on how young Australians understand and imagine their democracy is already challenging long-held stereotypes.

The survey – conducted for Democracy 2025 – will eventually draw on the 90,000 students and teachers who engage with the Museum of...

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Knowledge is a process of discovery: how constructivism changed education

  • Written by: Luke Zaphir, Researcher for the University of Queensland Critical Thinking Project; and Online Teacher at Education Queensland's IMPACT Centre, The University of Queensland
Knowledge is a process of discovery: how constructivism changed educationAccording to constructivists, we truly understand something when we filter it through our senses and interactions.from shutterstock.com

This is the second of two essays exploring key theories – cognitive load theory and constructivism – underlying teaching methods used today.


Constructivism is an educational philosophy that deems...

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Climate winds blowing on Morrison from Liberal party's left

  • Written by: Michelle Grattan, Professorial Fellow, University of Canberra

Scott Morrison is picking up that Australia’s devastating, prolonged fires are producing a soured, anti-government mood among many in the community.

It may not be entirely rational for people to turn on politicians in such situations. The actual fighting of the fires, driven primarily at state and local levels, appears to have been efficient.

B...

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More Articles …

  1. The federal government's response to the ACCC's Digital Platforms Inquiry is a let down
  2. what actually works to protect us from bushfire smoke?
  3. how a small island nation found itself in the grips of an outbreak disaster
  4. As weary Britons head to the polls again, parties seem incapable of handling the nation's problems
  5. I had an idea in the 1980s and to my surprise, it changed education around the world
  6. Indonesian cave paintings show the dawn of imaginative art and human spiritual belief
  7. As simple as finding a job? Getting people out of social housing is much more complex than that
  8. a new film tells us little about the woman fixed in the role of musician's muse
  9. What limits shareholder activism as a force for good: the free-rider problem
  10. How New Zealanders miss out on hundreds of thousands in retirement savings
  11. 6 things to think about if you want a baby and 1 if you don't
  12. Australian law doesn't go far enough to legislate affirmative consent. NSW now has a chance to get it right
  13. riders daring to fly in a crazy desert race
  14. Now Australian cities are choking on smoke, will we finally talk about climate change?
  15. ancient penguins were as tall as people. We've discovered the species that started the downsizing trend
  16. Private health premium increases might be the lowest in years, but that doesn't mean they're justified
  17. So your kid's finished their first year of school. Here's what they should have learnt
  18. 5 human rights issues that defined 2019
  19. As heat strikes, here's one way to help fight disease-carrying and nuisance mosquitoes
  20. Expect family talks about climate change this Christmas? Take tips from Greta Thunberg
  21. Don't blame the Murray-Darling Basin Plan. It's climate and economic change driving farmers out
  22. seven reasons to be wary of waste-to-energy proposals
  23. In our time of climate crisis, the exhibition Water is a subtly crafted plea
  24. We're still fighting city freeways after half a century
  25. Why were tourists allowed on White Island?
  26. why do we get bruises?
  27. To save koalas from fire, we need to start putting their genetic material on ice
  28. (Almost) everyone's a winner? Art is meant to break rules and prizes must adapt
  29. Unlawful metadata access is easy when we’re flogging a dead law
  30. Why the profit motive fails in education
  31. a particle new to physics might solve the dark matter mystery
  32. The water crisis has plunged the Nats into a world of pain. But they reap what they sow
  33. 2019 was a year of global unrest, spurred by anger at rising inequality – and 2020 is likely to be worse
  34. Key trade rules will become unenforceable from midnight. Australia should be worried
  35. Antibiotic resistance is an even greater challenge in remote Indigenous communities
  36. PISA doesn't define education quality, and knee-jerk policy proposals won't fix whatever is broken
  37. Toxic sport cultures are damaging female athletes' health, but we can do better
  38. How our screen stories of the future went from flying cars to a darker version of now
  39. The problem with transport models is political abuse, not their use in planning
  40. Work is a fundamental part of being human. Robots won't stop us doing it
  41. Why White Island erupted and why there was no warning
  42. Job losses expected as NZ's broadcasting sector faces biggest overhaul in a decade
  43. Can Indigenous Australians be deported as 'aliens'? A High Court decision will show us the strength of modern colonial power
  44. 'One of the most poignant opera scenes I have ever experienced': Pinchgut’s Farnace
  45. Andrew Hastie on foreign influence, security and veteran mental health
  46. Litigation is the real reason financial reports are becoming harder to read
  47. 'How do I clean my penis?'
  48. Voters send sharp message to politicians about trust: ANU Australian Election Study
  49. Finally, your electricity bill looks set to fall. Here's how much you could save
  50. Estonia didn't deliver its PISA results on the cheap, and neither will Australia

Business News

The Business Case for Choosing Australian Fabricators Over Imported Alternatives

For a long time, you might have defaulted to overseas suppliers when sourcing fabricated metal components for a project. The unit price was lower on paper, and the maths seemed straightforward. That...

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Australian organisations are relying on business continuity plans built for a far more predictable world

Tariff escalations, supply chain fragility, geopolitical events, and the ongoing threat of cyber disruption have reshaped the risk environment facing Australian organisations. The problem is that ma...

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How to Rent a Car for Uber in Melbourne: What Every New Driver Needs to Know

Starting out as an Uber driver in Melbourne is not as complicated as it sounds but getting the vehicle right is where most new drivers get stuck. Uber has strict requirements around vehicle age, condi...

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When Should You Speak to a Lawyer About a Legal Issue?

Legal issues can begin with a simple question, then become harder to manage once formal steps are involved. Many people wait until a matter feels urgent before seeking guidance, even though earlier ...

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The strategic rise of Bali as Australia’s next essential healthcare support hub

As Australian healthcare providers grapple with unprecedented operational bottlenecks, a new nearshore model is quietly transforming patient care delivery. Forward-thinking organisations,  including...

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Cost Savings and Benefits of Using Used Pallets in Logistics

In today’s competitive logistics and supply chain industry, businesses are constantly looking for ways to reduce operational costs without compromising efficiency and reliability. One of the most prac...

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How Fulfilment Services in Australia Help Businesses Scale Efficiently

The growth of e-commerce and modern retail has transformed customer expectations. Consumers now expect fast shipping, accurate order processing, and seamless delivery experiences regardless of where...

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Practical Ways Australian Workplaces Can Reduce Operating Costs

Reducing business costs doesn’t always mean cutting staff, shrinking services or making the workplace feel bare-bones. In many cases, the smarter savings are hiding in everyday operations: the light...

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Executive Recruitment Solutions That Help Organisations Secure Exceptional Leaders

Leadership has a direct impact on organisational performance, employee engagement, strategic growth, and long-term success. Businesses operating in increasingly competitive environments require experi...

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The Daily Magazine

Why Clearer Communication Still Matters in a Digital-First Business

It’s never been easier for businesses to communicate, but that doesn’t mean they’re always communica...

What Happens After You Lodge a BYDA Enquiry? The Step Most Excavation Projects Miss

Every excavation project in Australia — from a backyard deck footing to a multi-storey commercial bu...

How to Choose the Right Dentist on the Gold Coast

Finding a dentist you trust is one of those decisions that quietly affects your health for years, ...

The Hidden Engineering Problem Inside Australia's Older Housing Stock

A significant share of Australian homes were built for a way of living that no longer exists. Houses...

DIY Rodent Control Vs Professional Help: When Is It Time To Call The Experts?

Rodents are one of the most frustrating pest problems for Australian property owners. Rats and mic...

Lighting Shop in Perth: How The Right Lighting Can Transform Your Home And Business

The right lighting can completely change the look, feel, and functionality of any space. Whether it ...

Traffic Light System Solutions For Safer And More Efficient Traffic Management

Modern cities and growing communities rely heavily on effective traffic management to ensure safety...

Gold Migration Lawyers in Liquidation: How the Closure Affects Your ART Appeal

If your appeal was with Gold Migration Lawyers, a recent change to how the Tribunal decides cases ...

The pressure cooker: life in urban Australia in 2026

Australian cities have always been demanding. Long commutes, rising housing costs, busy schedules a...