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Forcing the banks to hand over our credit history might help with a home loan but it has risks

  • Written by: Justin Malbon, Professor of Law, Monash University

The federal government will be forcing banks to hand over half their credit data ready for reporting by mid-2018 (with the remainder available in 2019).

It seems rather quaint in the age of big data that the big four banks have been able to hold onto their treasure troves of loan data for so long. This data reveals how reliable we are at repaying...

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The Conversation is fact checking the Queensland election -- and we want to hear from you

  • Written by: Lucinda Beaman, FactCheck Editor

The higher the stakes, the more outlandish the claims. And the stakes are high in this year’s Queensland election, with major and minor parties battling it out over employment, environmental and economic concerns in a campaign with no clear front-runner.

Thanks to the support of James Cook University, The Conversation will be on the ground in...

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Why horse-racing in Australia needs a social licence to operate

  • Written by: Paul McGreevy, Professor of Animal Behaviour and Animal Welfare Science, University of Sydney
imageHorse racing is enjoyed by many people, employes thousands of people but there are some concerns over the welfare of the horses.Shutterstock/Vladimir Hodac

Like or loathe horse-racing, there’s no avoiding Australia’s spring racing carnival.

But the question we are asking is: does the industry need what is called a “social...

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Friday essay: the female dwarf, disability, and beauty

  • Written by: Debra Keenahan, Lecturer, Humanitarian And Development Studies, Western Sydney University

There is no exquisite beauty … without some strangeness in the proportion.

Edgar Allen Poe’s words have a particular irony for me. I am a woman with achondroplasia dwarfism, or what is commonly referred to as “disproportionate dwarfism”. Individuals with my physicality have arms and legs significantly shorter than the...

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More Articles …

  1. PNG women’s wartime memories cast new light on Kokoda and the Pacific War
  2. Vital Signs: the US economy is outpacing Australia's and we should all ask why
  3. We need to make sure the international student boom is sustainable
  4. It's not all about death: conversations with patients in palliative care
  5. Australia among the world's worst on biodiversity conservation
  6. Grattan on Friday: Turnbull government reels from new twist in the Parry affair
  7. Trump's tour of Asia-Pacific is vital for the stability of the region
  8. Here's why the 2017 flu season was so bad
  9. The Murray Goulburn dilemma – co-operatives are dying out but they're still needed
  10. Rethinking Harry Potter twenty years on
  11. Fremantle's High Tide festival: wonder and illusion as artists turn streets into stages
  12. Trust Me, I'm An Expert: Competition
  13. Explainer: hydrofluorocarbons saved the ozone layer, so why are we banning them?
  14. Pre-emptive policing is harmful and oppressive, and requires independent scrutiny
  15. Financial motives drive some doctors' decisions to offer IVF
  16. Five steps Australia can take to build an effective space agency
  17. Social media study points to a close result in the same-sex marriage vote
  18. Understanding the triggers for filicide will help prevent it
  19. Why the RBA would want to create a digital Australian dollar
  20. Five common myths about palliative care and what the science really says
  21. Higher density in a flood zone? Here's a way to do it and reduce the risks
  22. Extreme weather leads to public health crises – so health and climate experts must work together
  23. Parry's exit triggers Liberal-National fight over Senate presidency
  24. Not just about sex: throughout our bodies, thousands of genes act differently in men and women
  25. Grief rituals: what Australia can learn from the Day of the Dead
  26. Diaries, petticoats and copious research: a rare glimpse into Mirka Mora's artistic process
  27. Why do shark bites seem to be more deadly in Australia than elsewhere?
  28. The backlash against Black Lives Matter is just more evidence of injustice
  29. Three charts on: job prospects for refugees in Australia
  30. Indigenous lives, the 'cult of forgetfulness' and the Australian Dictionary of Biography
  31. When it comes to redress for child sexual abuse, all victims should be equal
  32. Looking after a dying loved one at home? Here's what you need to know
  33. Strength training can have unique health benefits, and it doesn't have to happen in a gym
  34. Can virtual nature and poo transplants solve city dwellers' health problems?
  35. Will technology take your job? New analysis says more of us are safer than we thought, but not all
  36. Citizen scientists count nearly 2 million birds and reveal a possible kookaburra decline
  37. Curious Kids: Do worms have tongues?
  38. Newspoll 54-46 to Labor as Turnbull's ratings slide further. If Parry DQ'd, a Green may be unelected
  39. New citizenship bombshell – Senate President Stephen Parry may be British
  40. New citizenship bombshell – Senate president may be British
  41. World greenhouse gas levels made unprecedented leap in 2016
  42. Stranger Things 2 is darker and weirder, tempered with grief
  43. Do vitamin supplements prevent macular degeneration?
  44. Oral testimony of an Aboriginal massacre now supported by scientific evidence
  45. Australia's hidden history of slavery: the government divides to conquer
  46. Women can be psychopaths too, in ways more subtle but just as dangerous
  47. A Tale of Performance Testing
  48. Three reasons why the decisions of Joyce and Nash may be difficult to challenge
  49. A dragon-led recovery: how a community is reaping the benefits of a spooky Halloween festival
  50. Eight reasons not to be spooked by spiders this Halloween

Business News

Office Cleaning Melbourne: Choosing the Right Scope for Your Office

A well-planned office cleaning Melbourne arrangement starts with a clear understanding of the premises and the people who use it. An office may include private work areas, shared desks, reception, mee...

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How Businesses Can Prepare for Unexpected Power Outages

Power failures can occur quickly. The supply may be interrupted by bad weather, issues with the electricity network, damaged equipment or local construction work. This can be just a hassle for a fam...

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How Chatswood Tutoring Can Fit Into a Student’s Weekly Routine

Create a Predictable Weekly Structure A consistent weekly routine can make study easier to manage when students are balancing several subjects. Chatswood tutoring can provide a fixed learning point a...

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The Rise of Digital Marketplaces in the Australian Trade Sector

For decades, the Australian trade and construction sector operated almost entirely on word-of-mouth recommendations and local community networks. Small business owners typically relied on local newspa...

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How Immigration Lawyers Can Help

Introduction Visa decisions can shape employment, family life, study plans, travel, and future residence. A small omission can lead to delay, added expense, or refusal. Immigration lawyers assess l...

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How Industrial Drying Equipment Supports Efficient Processing

Many industrial processes require moisture to be removed from compressed air, products or process materials before they move to the next stage. Excess moisture can affect equipment performance, produc...

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Practical Ways a Whiteboard Can Improve Workplace Communication

Effective communication helps teams stay organised, share ideas and keep track of important information. While digital tools are now common in many workplaces, a whiteboard continues to provide a simp...

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Designing Eco-Friendly Custom Water Bottles for Your Next Event

The Evolution of Sustainable Event Merchandise Event planning has undergone a massive transformation over the last decade. Gone are the days when organizers could hand out cheap, single use plastic...

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Why Choosing a Professional Florist Melbourne Makes Flower Delivery Impactful

Flowers have a great power to speak when humans cannot express their feelings with right words. Flowers are the best gifts when you are celebrating a birthday or welcoming a newborn child into your fa...

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The Daily Magazine

Solar Panels Geelong: Key Factors to Consider Before Installation

Solar power can help households and businesses generate electricity on site, but the value of a syst...

How Rats and Mice Get Into Homes Through Gaps Most People Miss

Rats and mice do not need an open door to get inside a home. They can squeeze through small openings...

Why a Safety Certified I/O Module Matters in Machine Design

Understanding Safety-Related I/O A safety certified I/O module is designed for use within an arch...

How to Compare Ceiling Fans online before Buying

Comparing ceiling fans online before making a purchase helps you understand how each model will su...

Transforming Your Backyard for a Sophisticated Milestone Celebration

Hosting a milestone event at home has become a deeply popular choice for Australians looking to cr...

Rubbish Bin Hire: How to Choose the Right Bin for Your Clean-Up

Estimate the Waste Before Booking Clean-ups from renovations, garden clear-outs, office moves and...

Valentine's Day Gifts for Your Husband That He'll Actually Love

Valentine's Day tends to be built around flowers, chocolates and jewelry, which leaves a lot of wi...

Why European Vehicles Demand Specialised Maintenance on Australian Roads

European cars, encompassing premium brands like BMW, Audi, Mercedes, and Volkswagen, are highly soug...

How Melbourne Businesses Can Retain Top Talent Through Visa Sponsorship

Melbourne businesses are facing an increasingly complex hiring landscape. According to the Jobs and ...